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If the issue was the appraisal, work with your Realtor to ask the seller to reduce the purchase price. If the issue was a change in lender guidelines, ask your mortgage broker whether she can submit your application to other lenders or whether another loan option is available that her company doesn’t offer, but might be able to refer you to.
My credit score can be hurt for up to seven years because someone decided to sell/buy my mortgage my payments were on time but just going to the wrong lender. What should I do? I had great credit!
Unfortunately for some homeowners, your mortgage company can hold your check. Mortgage delinquency can delay or deny insurance money "If the borrower [in default] is still living in the home and is making progress toward repayment and the investor is okay with it, we will release the insurance benefits so repairs can begin," says Northagen.
Understanding Seller Credits To Closing Costs A Seller Credit to a Borrower’s Closing Costs is a common way (especially with first-time home buyers) to reduce that total amount of money it will take for a borrower to complete a home purchase transaction.
Mortgage servicers handle loan modification applications from homeowners. Unfortunately, servicers sometimes make serious errors when processing modification requests. This can cause a number of problems for a homeowner, like missing out on getting the loan modified or even a wrongful foreclosure.. Read on to learn about the most common servicer violations when it comes to loan modifications.
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At My Florida Mortgage Solutions I am responsible for the increased productivity and successful marketing techniques that have brought the team the best opportunities. I am working on helping every member of the company succeed by using simple methods to make the business grow, such as social media and marketing tools.