PUD vs. Condo, what"s the difference?. mortgage masters group NMLS branch id#: 373290 Phone 772-340-4003 Email email@example.com 481 SW Port st. lucie blvd. Ste. A Port St. Lucie FL 34953 View my complete profile. Blog Archive
Planned Unit Development (PUD) A planned unit development (PUD) is a project or subdivision that consists of common property and improvements that are owned and maintained by an owners association for the benefit and use of the individual units within the project.
However, if the legal documents for the project allow for unit insurance policies for each first mortgage that Fannie Mae purchases or securitizes in a condo or co-op project, Fannie Mae will accept the individual unit insurance policies that meet the requirements in B7-3-06, Evidence of Property Insurance, and Chapter B7-3, Property and.
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The differences in ownership do not preclude a bank from repossessing either a co-op or condo in the event a buyer is unable to pay back the mortgage.But unlike co-ops, HUD-approved condos can be financed through FHA mortgages while only certain banks participate in co-op lending and only after it’s determined that the co-op is a qualified building on the bank’s approved list.
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A Planned Unit Development (PUD) is a community of homes that could look like single family residences, townhomes or condos, and can include both residential and commercial units, but on paper, they’re most similar to condos.
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PUD vs. Condominium. by Reed Colwick on June 2, 2011. Did you know there are differences between these two that could potentially make one un-financeable in today’s economy? First, what is a PUD? PUD stands for a Planned Unit Development. This type of development is used to describe a.
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